Free Counseling for Distressed Homeowners

Are you underwater with your mortgage, afraid of facing foreclosure, or already behind in your payments? Attend Attorneys' Title Guaranty's next workshop for distressed homeowners:

Keep Your Home
Saturday, August 29, 2009
10:00 a.m. – 1:00 p.m.
Cicero Community Center

Bring your home loan documents and work directly with an experienced lawyer or counselor trained to help you assemble and submit a Making Home Affordable (MHA) Loan Modification package (see Making Home Affordable FAQs).

NOTE: We will not be able to assist you at this event if either or both of the following apply to you:

    * Your only source of income is unemployment benefits; and/or
    * You have an FHA or VA loan

Contact your mortgage servicer to explore options. (See also our page of additional information and resources for distressed homeowners.)

When and Where to Go

Saturday, August 29, 2009
10:00 a.m. – 1:00 p.m.
Cicero Community Center
2250 South 49th Avenue
Cicero, IL 60804

Free Parking in parking garage. Easily accessible from I-290, I-55, and CTA Pink Line (Cicero stop).

Call Neighborhood Housing Services for more information:    773.329.4131 (English — see flyer)
773.329.4182 (Español — véase el folleto)

What to Bring with You
 

To apply for a loan modification, ALL borrowers on the loan MUST be present and MUST bring two copies of the following:

• Proof of income for all borrowers listed on the mortgage, including two most recent pay stubs.
• Most recent tax return (2008 tax return with all schedules and W-2s).
• Most recent mortgage statements for both first and second mortgage, if applicable.
• Two most recent bank statements.
• Account balances and monthly payments on all other debts including property taxes, homeowner association/condo fees, credit cards, student or car loans, child support, and alimony.
• Proof/documentation of income from any other sources such as alimony, child support (judgment letter); Social Security income (award letter); profit-loss statement if you are self-employed.
• Proof of homeowners insurance.
• Most recent utility bill.

For additional information and assistance, see What You Need to Know about Foreclosure.

Submitted by: Attorneys' Title Guaranty Fund, Inc. ; Neighborhood Housing Services
Posted: 08/17/2009